Eligibility.

Most firms receive a decision within hours of applying. If you apply before 2pm on a business day, same-day decisions are available. Once approved and accepted, funds can be in your account as soon as the same business day.

No. We use a soft credit check during the initial assessment, which has zero impact on your personal or business credit score. A hard credit check is only performed if you choose to proceed with an accepted offer.

We evaluate your practice based on billing history, WIP pipeline, practice performance, and revenue consistency — not just a credit file. We understand legal cash flow dynamics and assess your practice holistically.

Not always. Depending on your firm's profile and the product you choose, we can structure funding without personal guarantees. This is assessed on a case-by-case basis during the application process.

We work with SRA-authorised law firms, FCA-authorised claims management companies, and recognised barristers’ chambers. Practice areas include personal injury, criminal defence, family law, immigration, commercial litigation, conveyancing, employment law, and more.

You repay a small, fixed percentage of your monthly revenue. When billing is strong, you pay more and clear the balance faster. When it’s quieter, payments automatically reduce. No fixed monthly instalments.